Final Expense
The bills don't wait.
Neither should the answer.
A small whole-life policy built for one job — making sure the people you love aren't writing checks the week after a funeral.
$5k
Minimum coverage
$40k
Maximum coverage
0
Medical exams required
What it pays for
The small things that become heavy.
- Funeral & burialServices, casket, plot — the average funeral now runs $8,300.
- Final medical billsThe hospital bill that arrives the month after.
- Outstanding debtCredit cards and small loans that survive the estate.
- A small gift behindMoney for the people who have to handle it all.
How it works
Whole life, sized to the problem.
Coverage never expires as long as the premium is paid. The benefit is locked the day the policy is issued and doesn't change with age or health.
Most applicants qualify in a single sitting. No medical exam, no lab draw — just a short health questionnaire and an instant decision.