Mortgage Protection
Protect the house,
not just the loan.
A term policy shaped around your mortgage. If something happens to you, your family keeps the home — no scramble, no sale.
How it's built
Sized to the balance. Timed to the term.
01
Match the balance
Coverage starts at what you still owe — not what the house is worth.
02
Match the term
15, 20, or 30 years to line up with the payoff schedule.
03
Pay the family
The benefit goes to the people you name. They decide what to do with it.
Who this is for
The week after the keys is a good week to lock this in.
- Just bought a homeYour highest balance and your longest horizon are both today.
- Just refinancedNew term, new rate — a clean moment to right-size the coverage.
- Sole income earnerIf the household runs on one paycheck, the mortgage is the exposure.
- Young familyThe years before the kids leave are the ones to fully cover.
Important
The benefit is paid to your beneficiaries, not the bank. They can use it however they need — pay off the home, keep the cash, or both.
That's the difference between mortgage protection life insurance and the bank-issued product with a similar name. The choice stays with your family.